Heaven Tillman

SFEPD Student Ambassador
Southern University and A&M College
Hometown: Mansfield, Louisiana

Growing up, what kind of relationship did you have with money?

I had a fairly good relationship with money growing up. I learned how to save and budget at a young age.

What was it like to serve as an SFEPD Student Ambassador teaching your peers about personal finance, and what did you learn about yourself from this experience?

Being a student ambassador taught me that it is safe to learn new things and to teach others. It is never too late to learn and never too late to learn how to save and invest wisely. It’s an amazing feeling to serve and help others learn about financial literacy.

What are the major benefits of students learning personal finance skills through seminars and classes during their college years?

The major benefit of learning personal finance skills is that it helps you learn to budget everything and also encourages you track your spending. Learning these things helps to set yourself ahead in life.

When should students start learning basic concepts about personal finance (in elementary, middle school, high school, or college) and why?

Students should start learning personal finance in middle school, because then they will have time to build credit and learn money management skills so it’s not as hard after high school when they’re in the real world.

If you could share one financial tip with college students, what would it be?

Save as much as you can because things can happen any given moment.

As a result of your Student Ambassador experience, what key lessons did you learn to help you manage your money better and is planning for your financial future an important goal after college?

I learned lessons such as budgeting and how to manage credit and debt.

How did serving as a Student Ambassador help you prepare for your future and your career goals?

Serving as a Student Ambassador taught me how to manage and invest in stocks and bonds, which will help build generational wealth. My career goals are to work and climb as far up the ladder as I can to get where I need to be.